When I started looking for ways to cut our grocery budget when we committed to paying off all of our debt. I found tons of articles that told me to stockpile food, and to eat more pasta and rice. We don’t eat much pasta or rice at the best of times and we knew that…
Getting organized doesn’t have to be difficult or complicated, especially when you have the right tools to help you get there. You can keep things as simple as you’d like, because that’s what being organized is really all about. We don’t get organized to add more stress or add more for you to do, we…
Oh, beautiful credit card… I have to admit, I have a bit of a love/hate relationship with my credit card. Yup, I have one. Despite so many finance guru’s saying you shouldn’t have one… I tend to go against the traditional methods (including the fact that I don’t pay for anything with cash..). But here’s…
It seems like every second person you talk to says they wish they had more time in their day. The reality is, we aren’t getting any more time in our day, but we can make the most of the time we do have by being more productive. So, to help you out, here’s some productivity…
I was always of the belief (like many people) that debt is a part of life and it’s part of being an adult. When you want a new car, you get a loan and you pay off the debt. When you turn 18 you get a credit card (because then you’re really an adult) and…
Ever dreamed of being one of those super organized people who actually get to places on time instead of 10 minutes late (always). You can adopt any or all of these habits of highly organized people and start living your life a little less frantic. These habits can help keep life in order, help reduce…
When you make the decision to get out of debt, it can be a little overwhelming to know where to start. It’s not enough to simply say that you want to be debt free, you have to take action too, and to be honest, it might make you a little uncomfortable. But there are just…
Whenever I hear people talking about their emergency fund, it always ends up with the same question: do you need an emergency fund before you pay off debt? After all, we say time and time again how important it is for you to focus on paying down your debt, and reducing the cost of your…
We all know when that 3pm slump hits we go searching for the coffee and donuts to see us through to the end of the day (uh… yum), but the problem is, an hour later you’re left in the same sluggish, tired and drab state you were before. Not the best. This is why you…
When you’re trying to reach your personal finance goals, whether it’s saving for a house deposit, or paying down your debt, or any other goal that requires your financial commitment, it’s can feel like all the excitement is stripped away and you’re left with a bare-bones budget that doesn’t accommodate any fun (this isn’t the…