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From the moment I realised that I (and literally everyone else out there, I’m not that special) have a money mindset, I’ve been on a mission to find out more about it. After all, once I learned about what a money mindset was, it was like this lightbulb switched on and all of my money troubles and finance issues became so incredibly clear.
In a nutshell, we all have a ‘mindset’ about how we approach money. This mindset is formulated over many, many years and influenced by our parents, our environment, our jobs and just about everything in our lives.
For a lot of people, we have negative money mindsets. The whole ‘money is the root of all evil’ is something we have all heard before and makes us feel like money is something that is dirty (figuratively, because literally, it’s pretty germy), wanting money makes us greedy, having money makes us bitches (hello Rich Bitch), and money only causes harm, arguments and issues in the world.
Changing your money mindset doesn’t happen overnight. And we need to relearn how to manage our money, how to talk about our money and how to use our money. Which takes time.
As I mentioned, I’ve been working on my money mindset since I found out I had one and I’ve been devouring any kind of money mindset resource I can get my hands on.
These are 4 books you must read to change your money mindset, and I’ve listed them in the order I recommend you read them too. Because you can’t take complete control of your finances until you understand them and until you understand your approach to money.
So here are my recommendations:
1 – Get Rich Lucky Bitch: Release Your Money Blocks and Live a First Class Live
Find the book here – Get Rich Lucky Bitch
This was the first money mindset book I had read and to be honest I was pretty hesitant. I didn’t think it was that big of a deal and I didn’t think a book with ‘bitch’ in the title was going to make a massive impact on my financial mindset.
How wrong was I?
I literally finished this book within a day. It was my lightbulb moment. And then I made my husband read it. He too finished it in a day.
It’s a brilliant foundation book for not only understanding your money mindset but making steps to move it from a negative mindset to a positive one. Don’t expect specific financial advice, that’s not what this book is about. But it is the best foundation to start your mindset change.
2 – You are a Badass At Making Money
Find the book here – You Are a Badass At Making Money
This is another ‘foundation’ book for understanding your approach to money and why what you’ve been doing so far hasn’t or isn’t working for you.
This book is quite upbeat and straight to the point, just what I love in a book. And it offers a bit of a different voice in comparison to the ‘Get Rich Lucky Bitch’ book.
I believe when you’re taking steps towards changing your money mindset, having a solid foundation is so important. Which is why I recommend two of the foundation style books. Again, don’t expect specific financial advice of how much you should be saving or investing or spending. That’s not what this book is about.
But do expect to have your approach to money challenged and do expect to actually think about how you’ve been treating the financial aspect of your life.
3 – The Barefoot Investor: The Only Money Guide You’ll Ever Need
Find the book here – The Barefoot Investor
I’ve been a big fan of Scott Pape’s approach to finances for a while and have read his newspaper column on a regular basis. But for some reason, I hadn’t read his book until recently and man, I was missing out.
Scott’s no-nonsense approach to handling your money is so straightforward and easy to follow. And when you read the book you’ll have all these little ‘oh of course’ moments that make you wonder how or why you made your finances so complicated in the first place.
Remember, Scott is Australian so a lot of his advice might need to be altered slightly for other audiences, but there is something in this for everyone, regardless of where you live.
I do love that he offers specific advice for what he has found to be good banks to use, good Superannuation funds to switch to and how simple changes can make such a massive difference over time.
4 – MONEY Master The Game: 7 Simple Steps To Financial Freedom
Find the book here – MONEY Master The Game
I am a massive, massive Tony Robbins fan. But to be completely honest, when I have heard him speak about finances before I kind of just glazed over. Maybe I wasn’t ready to hear it, or maybe I was just more focused on putting my head in the sand…. I don’t know.
But now, with this book, I love reading what he has to say when it comes to money. After all, he does have a whole lot of it. And he does have connections with amazing people who have influenced him in both positive and not so positive ways.
As I moved through learning more about my money mindset, I realised I didn’t want to just be one of those people that work and work for retirement and then lives of my superannuation until I die. Not that there’s anything wrong with that if that’s what you want. But my guess is, if you’re here reading this, you’re not feeling that lifestyle either.
Which means I needed to learn more about investing and diversifying my assets, and when I should be taking risks and when it’s okay to just sit back and ride it out.
This book is content heavy, and there may be areas that don’t quite apply to you, but there is still so much gold in here that I had to recommend it anyway. Of course, because it’s Tony.
So whether you’re just starting your research into money mindset, looking for something to switch things up or if you’re just searching for something a little different, these four books are an amazing way to get you there.