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Project Hot Mess

Organizing Your Life

It's easy to make mistakes when you start paying off debt, but these can stop you from achieving your financial goals. Stop making these big financial mistakes today and pay off your debt sooner.
Finance

The Biggest Mistakes You’re Making When Paying Off Debt

When you decide you want to start eliminating your debt (as in getting rid of it completely, not just paying it off), it is easy to become overwhelmed. Whether you’re in a little debt or a lot, it can be difficult to see how you’re going to get out. While you might think it’s simple,…

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Have you ever considered being debt free to be a habit? It's probably not something we would consider often. We think of habits as things like eating healthy and exercising, something that is a regular practice. But being debt free definitely falls into this category. These are the habits of people who are debt free that you can adopt into your life too.
Finance | Creating Habits

11 Habits You Need To Be Debt Free

Have you ever considered being debt free to be a habit? It’s probably not something we would consider often. We think of habits as things like eating healthy and exercising, something that is a regular practice. But being debt free definitely falls into this category.  You see, spending money is a habit, accumulating debt is…

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How do you feel when you start talking about money? A little uncomfortable? Feel like you need to change the topic quickly? Perhaps you're embarrassed or ashamed of your bank balance and credit card bill? Our financial self confidence can take a massive hit when we are in a less than favourable financial situation. But how do we get out of it? How do we start to feel more financially confident?
Finance | Confidence

5 Things That Will Make You Feel More Financially Confident

How do you feel when you start talking about money? A little uncomfortable? Feel like you need to change the topic quickly? Perhaps you’re embarrassed or ashamed of your bank balance and credit card bill? Our financial self confidence can take a massive hit when we are in a less than favourable financial situation. But…

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Do you need to save a ton of money but you've already cut your budget as much as you can? Saving extra money isn't impossible, you just have to get creative. Here's how you can save a ton of money without having to cut your budget (or miss out on the things you love).
Finance

15 Simple Ways To Save A Ton of Money (Without Cutting Your Budget)

We all know that the way to save more money is to spend less than what we earn – pretty simple right? But when it comes to day to day activities, it’s the little tweaks that can make the biggest impact on how much money you actually do save. It’s the simple ways to save…

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Managing money isn't something we just know how to do, but these are habits of people who manage their money well that we can learn from and implement ourselves to help us understand our personal finances, and achieve our financial goals.
Finance | Creating Habits

7 Habits Of People Who Manage Their Money Well

Managing your money well has less to do with simply making sure your bills are paid on time (although this is an absolute must) and more to do with how you feel about money. I know, all with the feels, but it’s so true. Does talking about money make you nervous? Does it make you…

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Need some inspiration for ideas to save money that aren't just 'cut back on spending'? This list has you covered with 21 different ways you can save money today. There's bound to be something on this list that is perfect for you.
Finance

21 Ways You Can Save Money Today

Want to save money but you’re not sure where to start? Almost everyone can find some way to save a little extra money if they’re creative enough and determined enough. Here’s some inspiration for ways you can save money today to help you achieve your financial goals. 1 – Shop Around This is one of…

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You know those times when you just don't have money for groceries and you need to eat something budget friendly? Here's some ideas of what you can eat when you don't have any money, or when you want to save a ton of money on food.
Finance | Health

5 Budget Friendly Things To Eat When You Don’t Have Any Money

You know when you’re at the point where the idea of going grocery shopping seems like a bit of a luxury, and instead, you’re just trying to get by and eat when you don’t have any money? Or maybe you’re just stuck for some ideas of budget friendly things to eat. Most of us have…

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Controlling your finances isn't something that we just know how to do. It's a skill that we need to learn, and a habit that we need to implement. Creating these financial habits that you can include in your day to day activities will help you keep control of your finances and will help you achieve more financial freedom and you thought possible. Here are the 11 financial habits you need to start today.
Finance | Creating Habits

11 Financial Habits You Need To Start Today

Controlling your finances isn’t something that we just know how to do. It’s a skill that we need to learn, and a habit that we need to implement. Creating these financial habits that you can include in your day to day activities will help you keep control of your finances and will help you achieve…

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Feeling stuck with a slow metabolism? You don't have to just accept that a slower metabolism comes as we age! Instead use these simple ways to boost your metabolism today and get your body working it's best again.
Lifestyle | Health

11 Easy Things You Can Do To Boost Your Metabolism Today

Our metabolisms play a huge role in our overall health. Metabolism is a process that converts the food we eat into energy. Unfortunately, our metabolisms tend to slow down as we age, especially once we’re over 30. When your metabolism slows down, you may notice some physical changes – you may have less energy and…

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Your personal finances should be running at a profit. Just like a successful business. But.. you cannot possibly run at a profit if you don't manage the money. So, don't fear budgets. Don't avoid budgets. Learn more about them (that's why you're here right?) and make them work for you! Here are some simple budgeting tips to get you started and on your way to budgeting success.
Finance

11 Simple Budgeting Tips From The Financially Savvy

When it comes to budgeting, people usually fall into one of two camps. They get so excited, love crunching the numbers and seeing their money work for them, create spreadsheets or use pretty planners, and are giddy at the thought of the numbers adding up perfectly (wait… is that just me?) or they feel that…

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Welcome To Project Hot Mess

Hey! I'm Krystal, welcome to Project Hot Mess...

Here we spend time working on ourselves, our connections with others, our marriages, and attempt to keep it together as parents (please send coffee...).

We know it's not easy, and life is a little messy sometimes, but it's a work in progress, and we're here for it.

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  • Get Organized
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