What would you do if you received an unexpected bill in the mail for $1000? Or you find out that your Great Aunt Maude is really sick and you absolutely must fly across the country to be with your cousin Becky at this time? Or your car breaks down and it’s going to cost you hundreds of…
Feeling like your twenties is a time when you’re not quite in that ‘adult’ mode yet, and you laugh with your friends over how broke you are by the end of the weekend? This is not how your twenties are meant to be. In fact, there are some really healthy financial habits to start in your twenties…
Ever get that feeling that you’re just drowning in debt and you don’t know how to get out of it? Or feel like you just seem to keep paying off debt, and paying off debt and you’re just getting nowhere? You’re not alone! Chances are there’s a few behaviours and actions you’ve got going on…
When I started looking for ways to cut our grocery budget when we committed to paying off all of our debt. I found tons of articles that told me to stockpile food, and to eat more pasta and rice. We don’t eat much pasta or rice at the best of times and we knew that…
Oh, beautiful credit card… I have to admit, I have a bit of a love/hate relationship with my credit card. Yup, I have one. Despite so many finance guru’s saying you shouldn’t have one… I tend to go against the traditional methods (including the fact that I don’t pay for anything with cash..). But here’s…
I was always of the belief (like many people) that debt is a part of life and it’s part of being an adult. When you want a new car, you get a loan and you pay off the debt. When you turn 18 you get a credit card (because then you’re really an adult) and…
When you make the decision to get out of debt, it can be a little overwhelming to know where to start. It’s not enough to simply say that you want to be debt free, you have to take action too, and to be honest, it might make you a little uncomfortable. But there are just…
Whenever I hear people talking about their emergency fund, it always ends up with the same question: do you need an emergency fund before you pay off debt? After all, we say time and time again how important it is for you to focus on paying down your debt, and reducing the cost of your…
When you’re trying to reach your personal finance goals, whether it’s saving for a house deposit, or paying down your debt, or any other goal that requires your financial commitment, it’s can feel like all the excitement is stripped away and you’re left with a bare-bones budget that doesn’t accommodate any fun (this isn’t the…
The thought of not buying things in order to save money seems pretty obvious, right? But there are so many things we buy on the regular without thinking twice about it. And while these items might only be a small amount of your budget, over time they can really add up! When you’re trying to save…